其余须知：

1. 1. 仅限投保时年龄为出生满60天至90周岁的被保险人投保。
   Only available to insured persons aged 60 days to 90 years of age at the time of enrollment.
2. 2. 未满18周岁的未成年人的身故保险金额不超过监管规定的限额。
   The amount of death insurance for minors under the age of 18 does not exceed the limit set by the regulator.
3. 3. 本产品每一被保险人限投1份，若同一个被保险人就同一旅行同时投保保险公司2份（或以上）任何旅行险或航意险产品（不包括团体保险），且在不同产品中有相同保险利益的，则保险人仅按所投保产品中保额最高的一份保险合同承担该险别项下的赔偿责任；若各保险合同的保险金额相同，即只对其中一份做赔偿。对于其余保险合同给予退还保险费。
   Each insured person shall only apply for one insurance policy.If the same insured person has applied for more than one travel insurance or aviation insurance policy (excluding group insurance) for the same trip underwritten by the company and there are same benefits in multiple policies, the company will only pay the benefit up to the highest limit of that benefit under one policy.Refund of premiums for other insurance contracts.
4. 4. 本保单仅承保目的地为中国大陆境内的旅行，具体以本保单明细和条款中所载明或约定的旅行目的地为准。
   This policy only covers trips inside Mainland China, subject to the destination wording stated in the corresponding terms and conditions of this policy.
5. 5. 本产品无犹豫期，请投保人谨慎选择投保，除法律法规或双方另有约定外，保单生效后退保保险公司仅退还保单未满期净保险费，退保将会造成投保人的损失，其中未满期净保费=保险费×[1-(保险合同已生效的天数/保险合同保险期限的天数)] ×（1-10%）。经过天数不足一天的按一天计算。若本保险合同已发生保险金赔偿，则未满期净保费为零。投保单次旅行保障计划的情形，如投保人按前述约定申请退保，应经保险人同意，并提供被保险人相应的未出行的证明。
   There is no hesitation period for this insurance, please choose to insure carefully. Except for laws and regulations or otherwise agreed by both parties,our Company will only refund the net premium for the unexpired term of the policy if the policy is surrendered after it has come into effect, and the surrender of the policy will result in the policyholder's loss, in which the net premium for the unexpired term = Premium × [1 - (number of days that the insurance contract has been in force/number of days of the insurance contract's insurance term)] × (1-10%). If the number of days elapsed is less than one day, it is calculated as one day.If an insurance claim has been incurred under this insurance contract, the net unexpired premium will be zero.In the case of insuring a single trip protection plan, if the insured person applies for surrender of the policy in accordance with the foregoing agreement,the insurer shall agree to it and provide the insured person with corresponding proof of not traveling in China.
6. 6. 本保单的保费支付方式为一次性支付保单保费，保险费交清前，本合同不生效。（详见相关条款描述）
   The premium payment method of this policy is a lump sum payment of the policy premium, and this contract will not take effect until the insurance premium is paid.(Please refer to the description of the relevant terms and conditions for details)
7. 7. 存在以下情形的，保险人不承担赔付旅行延误保险金责任：被保险人搭乘的航班为中转联程航班，且航班中转地在境内的；航班中转地在境外，且中转联程航班预留时间不足90分钟的。
   The insurer shall not be liable to pay travel delay insurance benefits under the following circumstances:the insured's flight is a connecting flight, and the flight transit place is in China; The connecting place of the flight is overseas, and the reserved time for the connecting flight is less than 90 minutes.
8. 8. 保险人认可的就诊医院范围是中华人民共和国境内（港、澳、台地区除外）合法经营的二级（含）以上的医院，除外以下就诊场所：
   1）特需部、外宾部、干部病房、联合病房、国际医疗中心、VIP部或其他不属于社会医疗保险范畴的高等级病房；
   2）康复科、康复病床、健康中心、天然治疗所、康复院、联合医院、诊所、精神病院、老人院、疗养院、戒毒中心、戒酒中心、医院的（门）急诊观察室、家庭病床（房）。
   The scope of hospitals recognized by this policy is hospitals at level 2 or above (including level 2) that are legally operated within the territory of the People's Republic of China (excluding Hong Kong, Macao, and Taiwan regions), with the following treatment facilities excluded:
   1）Special needs departments, foreign guest departments, cadres' wards, combined wards, international medical centers, VIP departments, or other high - level wards that do not fall within the scope of social medical insurance;
   2）Rehabilitation departments, rehabilitation beds, health centers, natural treatment centers, convalescent hospitals, combined hospitals, clinics, mental hospitals, nursing homes, sanatoriums, drug rehabilitation centers, alcohol rehabilitation centers, emergency observation rooms (of hospitals), and home beds.
9. 9. 本保单仅承保外籍人士和港澳台居民在入境后于中华人民共和国境内（港、澳、台地区除外）旅行期间的相关风险，不承保被保险人入境前的境外旅行以及出境后的境外旅行。
   This policy only covers the relevant risks of foreign nationals or residents of Hong Kong, Macao and Taiwan during their travel within the territory of the People's Republic of China (excluding Hong Kong, Macau, and Taiwan regions) after entering the country.It does not cover the overseas travel of the insured before entering the country or the overseas travel after exit the country.
10. 10. 兹经双方理解并同意，若保险公司/保险人在本保险合同项下提供任何保险保障、利益或支付任何保险赔偿金会导致保险公司/保险人违反联合国决议项下的任何制裁、禁止性或限制性规定，或者违反中国或欧盟或美国颁布的任何经济贸易制裁、法律法规，则保险公司/保险 人在本保险合同项下不提供前述保险保障、利益，亦不支付前述保险赔偿金。
    This policy is not be deemed to provide cover and the insurer not be liable to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose the insurer to any sanction, prohibition, or restriction under the People's Republic of China resolutions or the trade or economic sanctions, laws, or regulations of the European Union or the United States of America.
11. 11. 赔付说明：每日住院津贴，以30天为限；旅行延误,每满5小时赔偿300元，但以保险金额为限；行李延误,每满6小时赔偿500元，但以保险金额为限；身故遗体送返，丧葬费用以20,000元为限。
    The Daily hospital allowance is limited to 30 days; for Repatriation of remains , the funeral expenses are limited to RMB 20,000；for Baggage delay ，RMB 500 for every 6 hours，for Travel delay，RMB300 for every 5 hours，the compensation amount shall be within the scope of the insured amount.
12. 12. 本产品包含如下增值服务：医疗机构推介、紧急医疗翻译、安排入院服务、住院医疗费用垫付和担保，详情可查看《保险服务手册》（点击可查看）。
    This product includes the following value-added services: Referral of Medical Facility, Emergency Medical Interpretation, Hopitalization Arrangements, Medical expenses guarantee and payment. For details, please refer to the "Insurance Service Manual" (clickable for viewing).